Most states in the United States have laws that require all car owners to have auto insurance. This often gives the false expectation that your insurance company will cover any and all injuries that you or another party may suffer in the event of an accident. However, in most cases, your insurance company will try not to keep their part of the bargain. This is why it is important to hire a Tucson personal injury attorney who will help you negotiate with your insurance company or the insurance adjuster to ensure that you get the compensation that you deserve. However, there are some things that you will need your attorney to research when chasing a good settlement.
One of the things that your attorney will need from you so that he/she can negotiate a good deal with your auto insurance adjuster is the minimum amount you expect to receive in your personal injury claim. The figure you come up with should be confidential; only you and your attorney should know it. This will help you make an informed decision in a short amount of time, and you shouldn’t settle for less than what you feel you deserve.
The next thing that the Tucson personal injury attorney may suggest is that you don’t accept the first offer that the insurance company presents you because they would normally offer the lowest settlement possible. For you to do this properly and successfully, you need to know how much your claim is actually worth and how fast you want your claim resolved. You will also need to know how much experience the insurance adjuster has since the more experience he/she has, the more money they have to dispense. If you are not satisfied with the first offer, you should counter with another one that is more suitable for you.
In the event that your auto insurance adjuster offers you a settlement that is lower than what you expected, it is recommended that you find out why. Usually, the main reason they come back with a low offer is to test how resolute you are to get a higher offer. However, in some cases, the reasons why you got a low offer may be valid and you may be unaware of these reasons. If the reasons that they have are valid, then you may consider settling for a lower offer than you expected. If you believe without a doubt that you are right, then you should stay strong and hold out for a settlement that you can be happy with. Better yet, leverage on the knowledge and expertise of a lawyer who can help you get what you want. Having a lawyer will clearly give the impression that you are serious about getting what is rightfully yours.
